I returned both these books to the library ages ago. The online investing book was interesting, but I’m not into US stock, and the book was focused on that market, so I only skimmed parts of it a few times.
The sink or swim money program, I am a believer in the idea that children/young adults should learn to manage money, before they get big money access and make big costly mistakes with money. I know wasted money after getting my first year’s student loan on things that weren’t education.
But my kids are far too young for the budgeting idea of this book, but I’m sure I’ll use something like it’s ideas when they get to the high school age.